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Debt negotiation is where one of our specialist service providers negotiates with your creditors to come to a mutually beneficial agreement to pay off your debt. The debt payment is reduced for you to afford day to day expenses like food, transport, school fees, housing, etc.

Unlike with debt review which consolidates debts into one monthly payment paid into an account of a Payments Distribution Agency who then makes payments to the creditors, we allow you to pay the debt directly or pay one installment into an attorney’s trust account.